Welcome to the RWhalenHomes.com Blog

2012-04-03 09:48:57
Is it better to buy or rent in San Diego?

 

 

With interest rates near forty year lows, the decision to rent versus buy becomes a 
big question.
Buying a house for the first time can be a complicated financial decision. You have
to weigh the advantages and disadvantages of being a renter against those of being
a homeowner, and you have to consider your financial situation as well as economic
conditions, now and into the future.
According to Trulia’s Winter 2012 Rent vs. Buy Index, 98 out of the 100 largest
metropolitan areas including San Diego, it is now cheaper to buy than to rent.

Click here to compare the costs of renting to the costs of buying a home. Since there
are all kinds of forces at work behind the scenes (interest, property taxes, tax savings,
appreciation, opportunity costs, closing costs, selling costs, etc.), comparing the cost
of renting to the cost of buying is a lot more complicated than just comparing the monthly
mortgage payment to the monthly rent payment. This calculator attempts to forecast the
net effects of all the hidden forces so you can make an informed decision.



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